Terms of Service

Last updated: September 4, 2026

These Terms govern your use of WhatiMeme at whatimeme.wtf (the “Service”), operated by whatimeme (“we,” “us”). By using the Service, you agree to them. If you do not agree, do not use the Service.

1. What the Service is

WhatiMeme is a meme-literacy tool. Browsing the template library, writing captions by hand, using the Canvas editor without Grok, and exporting images are free and require no account. AI-assisted actions consume credits as described below.

2. Accounts

Paid features require signing in with an X account. You are responsible for activity under your account. We identify you by your X account ID; we do not receive or store your X password and do not post on your behalf.

We may suspend or terminate an account that violates these Terms. If we terminate an account for a reason other than a violation, we will refund unused purchased credits.

3. Credits and purchases

A generation is one completed AI action. Completing the guided AI meme workflow, running “In Grok I trust,” or editing an image with Grok Imagine costs 1 credit. “Meme the News” costs 2 credits because it finds a trending story and produces opposing memes. An “𝕏 Post Reaction” costs 1.5 credits.

Purchases are sold through Link using Stripe Managed Payments. Link acts as merchant of record and handles transaction-level payment support, fraud, disputes, and applicable indirect-tax calculation, collection, filing, and remittance. Checkout, receipts, and card statements identify Link’s role.

• Credit pack: $5 USD for 25 credits. It is a one-time purchase; credits do not expire.
• Subscription: $5 USD per month for 30 credits each billing period. Credits reset each period, do not roll over, and the subscription renews until cancelled.

A credit is deducted only when an action succeeds. Failures, errors, and safety refusals cost nothing. For “Meme the News,” a failed story search costs nothing; if the search succeeds and at least one meme is produced, the full 2 credits are charged.

Credits have no cash value, are not transferable, and are not a stored-value instrument. We may change future prices or credit costs. Previously purchased credits keep the terms under which they were bought.

4. AI output and availability

AI output is generated automatically and is not reviewed before you see it. It may be inaccurate, unfunny, or unsuitable. Buying credits buys the successful actions described above, not a specific creative outcome. The Service depends on third-party AI providers; you are not charged when an affected action fails.

5. Your content and acceptable use

You keep ownership of images you upload and memes you make. You grant us only the limited license needed to process them, including transmitting them to our AI provider to perform the action you request and holding them briefly to deliver the result.

You must not use the Service to create sexual content involving a real person or content sexualizing minors; harass, threaten, defame, or impersonate anyone; deceptively depict a real person saying or doing something they did not where a reasonable viewer would believe it genuine; infringe intellectual-property rights; or break applicable law.

Satire, parody, and commentary on public figures are permitted. Do not depict a private individual without consent or create deceptive or degrading depictions of anyone. You are responsible for having rights to reference images you upload.

To report content or an account, email whatimeme.wtf@gmail.com. We may remove content or suspend accounts. Templates may originate from third parties or public sources; you are responsible for how you use what you create.

6. Liability

The Service is provided “as is.” To the maximum extent permitted by law, we disclaim implied warranties, and our total liability for any claim is limited to the greater of the amount you paid us in the 12 months before the claim or $5 USD. Nothing limits liability that cannot lawfully be limited, including for fraud, death, or personal injury caused by negligence.

7. Changes and governing law

We may update these Terms. Material changes will be posted here with a new date and, for subscribers, notified before the next billing period. These Terms are governed by the laws of Maryland, United States, and Maryland courts have exclusive jurisdiction, without limiting mandatory consumer rights where you live.

8. Contact

Privacy Policy

Last updated: September 4, 2026

This policy explains what whatimeme collects when you use WhatiMeme at whatimeme.wtf and why. Browsing and manual editing happen in your browser and are not sent to us. AI-assisted actions are different: they send your text and relevant images through our server to xAI. We do not sell personal data or run advertising.

What we collect

• When you browse: standard web-server logs, including IP address, time, requested page, and user agent, for security and troubleshooting.
• When you sign in with X: your X account ID, username, display name, and profile-image URL. We do not receive your password or permission to post.
• When you buy credits: Stripe customer, Checkout, payment and subscription identifiers; purchase and refund records; subscription status; and credit balance and usage history. We never see or store your full card details. Stripe and Link receive billing and tax details directly.
• When you use AI: your text, selected template, and attached reference images are sent to xAI to produce the requested result. Our operational log contains the time, action type, hashed template identifier, token counts, and cost—not your situation text, captions, prompts, or images.
• When you submit a public template: the template and information you choose to submit are stored in the shared library. Your browser receives a private management token used for later edits or deletion.

Who receives data

xAI receives content needed for AI actions and may retain API inputs and outputs for up to 30 days for abuse monitoring and auditing; X provides sign-in and learns that you signed in; Stripe and Link provide checkout, receipts, order and subscription management, transaction support, fraud/dispute handling, and tax compliance; and Namecheap hosts the Service. These providers handle data under their own terms and policies. We otherwise disclose data only when legally required.

Legal bases for UK and EU users

We process data to perform our contract by providing requested actions and managing credits; for legitimate interests such as security, abuse prevention, and cost control; and to meet legal obligations such as accounting recordkeeping.

How long we keep data

• Web-server logs are kept for 30 days.
• Account and credit records are kept while the account exists, then deleted or de-identified within 30 days after we verify a closure request, except transaction or legal records we must retain.
• Operational AI usage logs are kept for 90 days.
• Purchase and accounting records are kept for 7 years.
• Uploaded reference images are held only for the action and are not retained afterward.

Your choices and rights

You may request access, correction, deletion, a portable copy, or object to processing by emailing whatimeme.wtf@gmail.com. We respond within 30 days. Account closure forfeits unused credits, which are not refundable on voluntary closure. UK and EU users may also complain to their data-protection authority.

Cookies

We use one essential cookie to keep you signed in. We do not use advertising or analytics cookies. Because the cookie is strictly necessary to provide a requested service, no consent banner is shown.

Children

The Service is not for children under 13 or the minimum age in their country. We do not knowingly collect their data; contact us and we will delete it.

Contact

Refund and Cancellation Policy

Last updated: September 4, 2026

The digital service is supplied by whatimeme. Purchases are sold through Link using Stripe Managed Payments, with Link acting as merchant of record and providing transaction-level payment and subscription support. Refunds are issued through Stripe/Link to the original payment method.

Failed generations are never charged

A credit is deducted only when an action succeeds. Failures, errors, and safety refusals cost nothing. If you believe a failure consumed a credit, email whatimeme.wtf@gmail.com with the approximate time and we will investigate and restore the credit when appropriate.

Credit packs ($5 for 25 credits)

Unused credits qualify for a full refund within 14 days of purchase. Partially used packs qualify within 14 days for a pro-rata refund of unspent credits; delivered generations are not refundable. After 14 days, credits remain usable indefinitely but are no longer refundable.

Subscriptions ($5 per month for 30 credits)

Cancel at any time through the Link account associated with the purchase, available from the account menu or receipt. Cancellation stops future charges, and remaining credits stay available until the paid period ends. Unused subscription credits do not roll over and are not refunded when a period ends.

If you cancel within 14 days of your first payment and used no credits during that period, we will refund it in full. If you used credits, we will refund the unused portion pro rata. Renewals are not refundable once a period begins unless the Service was substantially unavailable.

Statutory rights

This policy is in addition to, and does not limit, statutory rights. Where withdrawal rights apply to digital services, by starting a generation you ask us to supply the service immediately and acknowledge that the withdrawal right is lost for credits already spent.

Chargebacks and refund requests

Contact Link transaction support for disputed charges. For product or credit issues, contact us first so we can investigate. Accounts with an open chargeback may be suspended until it is resolved.

To request product-level help or a refund, use Link transaction support or email whatimeme.wtf@gmail.com with the X account used, purchase date, and reason. We respond within 3 business days. Link may also issue refunds under its Managed Payments terms and policies.

Contact and Support

Last updated: September 4, 2026

Email: whatimeme.wtf@gmail.com

Response time: within 3 business days.

Billing and credits

Your credit balance appears in the header after sign-in. To buy credits or subscribe, visit Pricing. A failed generation should not consume a credit; email us with its approximate time if it did.

To cancel or manage a subscription, use “Manage purchases with Link” from your account. Use the Link account associated with the purchase; your receipt also provides access. Charges may appear as LINK.COM* followed by the configured statement descriptor. Contact Link transaction support about an unrecognized charge, or email us with the statement date and amount for product-level investigation.

Credits are tied to your X account, not your browser. Sign in with the same X account if your balance appears missing.

Content reports

Email us with “Report” in the subject and include a link or description. We review every report and may remove content or suspend accounts. Copyright reports should identify the material, provide your contact information, and include a statement of good-faith belief.

Privacy requests

Email us with “Privacy request” in the subject to request access, correction, deletion, or a copy of your data. We respond within 30 days. Account and credit records are deleted or de-identified within 30 days after we verify a closure request, except transaction or legal records we must retain.