- Top text: Borrows your charger
- Bottom text: Returns it with 3% battery
Everyday favor plus a tiny selfish detail everyone recognizes.
Scumbag Steve meme template
Scumbag Steve is a meme format on WhatiMeme. The template labels selfish, inconsiderate, freeloading, or socially tone-deaf behavior. Top text sets up a normal or generous situation; bottom text delivers the “scumbag” action or excuse that ruins it. It is used to call out bad manners, bad roommate/friend behavior, or petty entitlement as if this character is the one doing it.
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How to write this meme
Keep Top text as a normal, almost nice setup. Make Bottom text one concrete selfish action or excuse. Short, specific, and slightly petty works better than vague insults.
Caption zones
- Top text — Sets up the normal situation, favor, rule, or expectation that is about to be violated
- Bottom text — Delivers the selfish, lazy, or scummy action, excuse, or punchline attributed to Scumbag Steve
Example captions
- Top text: I’ll pay you back Friday
- Bottom text: Changes the subject every Friday
Classic broken promise framed as deliberate scumbag pattern.
- Top text: Hosts a party at your place
- Bottom text: Leaves before cleanup
Contrast between taking the fun and dumping the work.
- Top text: Uses your Netflix
- Bottom text: Changes the profile name to his
Minor entitlement that feels disproportionately annoying.
- Top text: I’m five minutes away
- Bottom text: Still hasn’t left the house
Universal lateness lie delivered in deadpan scumbag voice.
Common mistakes
- Writing only insults with no situation
- Making the bottom line too long or explanatory
- Forgetting the contrast between normal expectation and scumbag move
- Using abstract traits instead of a clear action
- Stacking multiple jokes in one meme
Also known as
Scumbag hat
Related templates
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Open the free editor to caption this frame by hand, or use WhatiMeme’s AI tools when they are available on your account.